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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,091 | $138,114-34.8% | $125,391-28.2% | $134,545-33.0% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -19.67% | 750.88%-770.6pp | 572.41%-592.1pp | 418.37%-438.0pp |
| Employer contribution / active EE | $5,006 | $5,246-4.6% | $4,816+4.0% | $4,742+5.6% |
| Participant deferral / active EE | $9,219 | $7,801+18.2% | $7,448+23.8% | $6,401+44.0% |
| Admin fee / account holder | $5,244 | $11,570-54.7% | $10,009-47.6% | $11,431-54.1% |