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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL SECURITIES INC. Service code 49 · EIN 42-0941553 | Other Services | $14,931 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $1,682 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,367 | $38,365-5.2% | $84,628-57.0% | $65,185-44.2% |
| Participation rate | 100.0% | 55.7%+44.3pp | 68.2%+31.8pp | 70.2%+29.8pp |
| Annual return | 4.52% | 32.00%-27.5pp | 258.80%-254.3pp | 29.38%-24.9pp |
| Employer contribution / active EE | $2,852 | $1,258+126.6% | $2,653+7.5% | $2,177+31.0% |
| Participant deferral / active EE | $4,909 | $2,278+115.5% | $3,900+25.9% | $3,514+39.7% |
| Admin fee / account holder | $10 | $451-97.7% | $4,914-99.8% | $847-98.8% |