Filings through .
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| Provider | Service type | Compensation |
|---|---|---|
HD VEST2 years Service code 15 · EIN 75-2176682 | Recordkeeping | $36,432 |
CETERA FINANCIAL GROUP1 year Filed as: CETERA INVESTMENT ADVISERS LLC Service code 15 · EIN 36-3258176 | Recordkeeping | $13,762 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $13,503 |
4 funds of $250K or more; 24 lines in all, holding $5.8M of the plan's $5.9M. From the 2025 filing. Recordkeeper: Cetera Financial Group.
Target-date series: Vanguard Target Retirement, mutual fund, 71% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 10 vintages | $3.2M | 55.3% |
| Vanguard Balanced Index Fund Admiral Shares Vanguard · Mutual fund Index | $1.0M | 17.8% |
| Vanguard Target Retirement Vanguard · Other Target-date, 1 vintage | $929K | 16.0% |
| Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index | $123K | 2.1% |
| iShares MSCI USA Quality Factor ETF BlackRock · ETF | $84K | 1.5% |
| Vanguard Total International Stock Index Fund Admiral Shares Registered Investment Co Vanguard · Mutual fund Index | $72K | 1.2% |
| Vanguard Total International Stock Index Fund Admiral Shares Vanguard · Mutual fund | $72K | 1.2% |
| SPDR Gold Minishares Trust State Street (SSgA) · Collective trust | $52K | 0.9% |
| Vanguard Federal Money Market Fund Investor Shares Vanguard · Money market | $36K | 0.6% |
| Fidelity Low Duration Bond Factor ETF Fidelity (FMR) · ETF | $26K | 0.4% |
No lineup changes between the 2024 and 2025 filings.
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings, not money moved.
Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.