Retirement plan

HOLDER'S AIR CONDITIONING & HEATING, INC. 401(K) PLAN

Name: HOLDER'S AIR CONDITIONING & HEATING, INC. - HOLDER'S AIR CONDITIONING & HEATING, INC. 401(K) PLAN (2021) Form 5500
Creator: HOLDER'S AIR CONDITIONING & HEATING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOLDER'S AIR CONDITIONING & HEATING, INC. 401(K) PLAN, HOLDER'S AIR CONDITIONING & HEATING, INC.

HOLDER'S AIR CONDITIONING & HEATING, INC.EIN 20-1229033Plan #001PY 2021

1140 BLACK GOLD - BAKERSFIELD, CA 93308661-864-1925holdersac.comLinkedIn11-50 employeesindividual & family services

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$792K

+38.0% from 2020

Total participants

-5.5% from 2020

Average account balance

$41,699

-5.6% from 2020

Annual return

12.78%

-6.45 pp from 2020

Benchmarks

See 16,659 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort16,659 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$65K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

37.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$172K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$964

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$69 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.417%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$41,699

$78,682-47.0%

$109,188-61.8%

$85,851-51.4%

Participation rate

31.3%

68.3%-37.0pp

75.9%-44.6pp

69.3%-38.1pp

Annual return

12.78%

25.09%-12.3pp

25.76%-13.0pp

318.63%-305.9pp

Employer contribution / active EE

$827

$2,734-69.7%

$3,723-77.8%

$2,565-67.8%

Participant deferral / active EE

$2,193

$3,468-36.8%

$4,654-52.9%

$3,952-44.5%

Admin fee / account holder

$174

$5,470-96.8%

$6,755-97.4%

$6,261-97.2%

HOLDER'S AIR CONDITIONING & HEATING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOLDER'S AIR CONDITIONING & HEATING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion