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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,918 | $175,259+2.1% | $149,723+19.5% | $139,487+28.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.26% | 166.82%-153.6pp | 134.50%-121.2pp | 373.84%-360.6pp |
| Employer contribution / active EE | $17,817 | $5,478+225.2% | $4,821+269.6% | $4,755+274.7% |
| Participant deferral / active EE | $9,926 | $6,522+52.2% | $5,682+74.7% | $6,713+47.9% |
| Admin fee / account holder | $5,140 | $16,158-68.2% | $13,215-61.1% | $11,407-54.9% |