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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,069 | $114,130-62.3% | $96,192-55.2% | $167,553-74.3% |
| Participation rate | 75.0% | 75.1%-0.1pp | 68.4%+6.6pp | 82.1%-7.1pp |
| Annual return | 18.77% | 190.07%-171.3pp | 192.09%-173.3pp | 478.89%-460.1pp |
| Employer contribution / active EE | $1,351 | $3,431-60.6% | $2,799-51.7% | $4,840-72.1% |
| Participant deferral / active EE | $12,220 | $5,198+135.1% | $4,351+180.9% | $6,343+92.7% |
| Admin fee / account holder | $835 | $6,901-87.9% | $5,539-84.9% | $12,316-93.2% |