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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,917 | $133,998-65.0% | $112,263-58.2% | $134,545-65.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -7.13% | 47.17%-54.3pp | 27.49%-34.6pp | 418.37%-425.5pp |
| Employer contribution / active EE | $12,006 | $4,040+197.2% | $3,636+230.2% | $4,742+153.2% |
| Participant deferral / active EE | $13,705 | $5,292+159.0% | $4,729+189.8% | $6,401+114.1% |
| Admin fee / account holder | $55,305 | $7,493+638.1% | $6,410+762.7% | $11,431+383.8% |