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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,651 | $72,471-57.7% | $94,215-67.5% | $86,983-64.8% |
| Participation rate | 89.8% | 63.9%+25.9pp | 70.0%+19.8pp | 69.5%+20.3pp |
| Annual return | 14.31% | 26.44%-12.1pp | 28.22%-13.9pp | 25.83%-11.5pp |
| Employer contribution / active EE | $1,599 | $1,936-17.4% | $2,675-40.2% | $2,584-38.1% |
| Participant deferral / active EE | $2,717 | $3,397-20.0% | $4,276-36.5% | $4,194-35.2% |
| Admin fee / account holder | $7,497 | $6,468+15.9% | $10,216-26.6% | $7,856-4.6% |