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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,046 | $124,175+24.9% | $108,405+43.0% | $167,553-7.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 16.68% | 1380.13%-1363.4pp | 905.55%-888.9pp | 478.89%-462.2pp |
| Employer contribution / active EE | $7,682 | $4,188+83.5% | $3,559+115.9% | $4,840+58.7% |
| Participant deferral / active EE | $15,507 | $6,908+124.5% | $6,563+136.3% | $6,343+144.5% |
| Admin fee / account holder | $2,743 | $9,457-71.0% | $7,297-62.4% | $12,316-77.7% |