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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,118 | $107,666+108.2% | $102,184+119.3% | $154,746+44.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 14.03% | 29.33%-15.3pp | 31.58%-17.5pp | 172.34%-158.3pp |
| Employer contribution / active EE | $8,036 | $3,846+108.9% | $3,594+123.6% | $4,379+83.5% |
| Participant deferral / active EE | $17,072 | $8,719+95.8% | $8,309+105.5% | $6,730+153.7% |
| Admin fee / account holder | $4,578 | $12,943-64.6% | $11,609-60.6% | $14,365-68.1% |