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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,118 | $100,970+122.0% | $96,576+132.1% | $137,256+63.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.03% | 38.16%-24.1pp | 38.47%-24.4pp | 220.34%-206.3pp |
| Employer contribution / active EE | $8,036 | $3,809+111.0% | $3,553+126.2% | $4,156+93.4% |
| Participant deferral / active EE | $17,072 | $8,286+106.0% | $7,956+114.6% | $6,407+166.5% |
| Admin fee / account holder | $4,578 | $11,312-59.5% | $11,381-59.8% | $12,270-62.7% |