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| Provider | Service type | Compensation |
|---|---|---|
UNITED OF OMAHA5 years Service code 15 · EIN 47-0322111 | Recordkeeping | $1,691 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,757 | $64,871-55.7% | $129,118-77.7% | $66,938-57.0% |
| Participation rate | 52.6% | 74.0%-21.4pp | 77.2%-24.7pp | 69.8%-17.2pp |
| Annual return | -19.01% | -12.21%-6.8pp | -10.94%-8.1pp | 1.58%-20.6pp |
| Employer contribution / active EE | $1,346 | $3,741-64.0% | $5,051-73.3% | $2,545-47.1% |
| Participant deferral / active EE | $2,641 | $5,090-48.1% | $6,539-59.6% | $4,238-37.7% |
| Admin fee / account holder | $23 | $629-96.3% | $14,305-99.8% | $594-96.1% |