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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,592 | $106,749-25.4% | $145,433-45.3% | $82,448-3.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 16.81% | 27.59%-10.8pp | 66.58%-49.8pp | 41.64%-24.8pp |
| Employer contribution / active EE | $6,567 | $3,444+90.6% | $4,554+44.2% | $2,551+157.4% |
| Participant deferral / active EE | $6,828 | $6,519+4.7% | $7,897-13.5% | $4,139+65.0% |
| Admin fee / account holder | $2,825 | $8,390-66.3% | $13,129-78.5% | $7,234-61.0% |