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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $680,513 | $217,432+213.0% | $185,851+266.2% | $167,553+306.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 21.07% | 148.43%-127.4pp | 122.11%-101.0pp | 478.89%-457.8pp |
| Employer contribution / active EE | $24,605 | $5,874+318.8% | $5,168+376.1% | $4,840+408.4% |
| Participant deferral / active EE | $16,969 | $6,357+166.9% | $5,569+204.7% | $6,343+167.5% |
| Admin fee / account holder | $48,765 | $19,820+146.0% | $16,245+200.2% | $12,316+295.9% |