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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,652 | $108,882+8.1% | $96,754+21.6% | $154,746-24.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 15.03% | 98.39%-83.4pp | 82.04%-67.0pp | 172.34%-157.3pp |
| Employer contribution / active EE | $3,930 | $3,018+30.2% | $2,679+46.7% | $4,379-10.2% |
| Participant deferral / active EE | $9,496 | $5,323+78.4% | $4,758+99.6% | $6,730+41.1% |
| Admin fee / account holder | $4,365 | $10,200-57.2% | $8,905-51.0% | $14,365-69.6% |