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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,860 | $107,363-21.0% | $92,909-8.7% | $152,897-44.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.81% | 145.63%-125.8pp | 109.44%-89.6pp | 345.43%-325.6pp |
| Employer contribution / active EE | $5,314 | $4,222+25.9% | $3,653+45.4% | $4,764+11.5% |
| Participant deferral / active EE | $3,195 | $4,848-34.1% | $4,238-24.6% | $5,851-45.4% |
| Admin fee / account holder | $6,262 | $7,082-11.6% | $5,795+8.1% | $11,599-46.0% |