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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,049 | $81,763-91.4% | $58,561-88.0% | $139,466-94.9% |
| Participation rate | 25.0% | 61.3%-36.3pp | 50.9%-25.9pp | 80.3%-55.3pp |
| Annual return | 54.07% | 7427.77%-7373.7pp | 4251.33%-4197.3pp | 373.66%-319.6pp |
| Employer contribution / active EE | $574 | $1,398-59.0% | $1,053-45.5% | $4,754-87.9% |
| Participant deferral / active EE | $769 | $2,555-69.9% | $1,923-60.0% | $6,712-88.6% |
| Admin fee / account holder | $450 | $3,273-86.3% | $2,520-82.2% | $11,409-96.1% |