Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,283 | $76,112-33.9% | $96,544-47.9% | $71,529-29.7% |
| Participation rate | 39.3% | 74.4%-35.1pp | 76.0%-36.7pp | 67.9%-28.6pp |
| Annual return | 17.82% | 22.80%-5.0pp | 25.88%-8.1pp | 28.97%-11.2pp |
| Employer contribution / active EE | $1,814 | $2,248-19.3% | $2,966-38.8% | $2,590-29.9% |
| Participant deferral / active EE | $1,959 | $4,217-53.5% | $4,851-59.6% | $4,291-54.3% |
| Admin fee / account holder | $1,394 | $2,708-48.5% | $8,254-83.1% | $1,588-12.2% |