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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,633 | $73,848-31.4% | $143,799-64.8% | $68,486-26.1% |
| Participation rate | 50.0% | 66.7%-16.7pp | 80.3%-30.3pp | 67.9%-17.9pp |
| Annual return | -19.20% | 0.91%-20.1pp | -0.04%-19.2pp | -7.85%-11.3pp |
| Employer contribution / active EE | $1,087 | $3,184-65.9% | $4,952-78.1% | $2,597-58.1% |
| Participant deferral / active EE | $1,535 | $3,385-54.6% | $5,638-72.8% | $4,028-61.9% |
| Admin fee / account holder | $498 | $5,755-91.4% | $14,677-96.6% | $5,404-90.8% |