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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,413 | $105,856-3.3% | $90,161+13.6% | $147,585-30.6% |
| Participation rate | 85.7% | 79.7%+6.0pp | 76.9%+8.8pp | 82.8%+2.9pp |
| Annual return | 18.25% | 37.63%-19.4pp | 34.89%-16.6pp | 578.58%-560.3pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $7,428 | $5,733+29.6% | $5,287+40.5% | $5,439+36.6% |
| Admin fee / account holder | $967 | $8,046-88.0% | $5,943-83.7% | $10,886-91.1% |