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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,521 | $148,623-53.2% | $135,974-48.9% | $139,466-50.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.22% | 79.30%-64.1pp | 68.30%-53.1pp | 373.66%-358.4pp |
| Employer contribution / active EE | $11,416 | $5,246+117.6% | $4,859+134.9% | $4,754+140.1% |
| Participant deferral / active EE | $5,797 | $8,103-28.5% | $7,760-25.3% | $6,712-13.6% |
| Admin fee / account holder | $679 | $12,406-94.5% | $10,767-93.7% | $11,409-94.0% |