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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,258 | $160,070-39.9% | $147,117-34.6% | $145,897-34.0% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 10.96% | 98.69%-87.7pp | 420.54%-409.6pp | 552.29%-541.3pp |
| Employer contribution / active EE | $9,744 | $5,285+84.4% | $4,932+97.5% | $4,663+109.0% |
| Participant deferral / active EE | $9,378 | $8,419+11.4% | $8,065+16.3% | $6,689+40.2% |
| Admin fee / account holder | $966 | $15,035-93.6% | $12,993-92.6% | $13,390-92.8% |