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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,681 | $167,362-24.9% | $143,799-12.6% | $134,532-6.6% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -23.28% | 0.47%-23.8pp | -0.04%-23.2pp | 418.27%-441.5pp |
| Employer contribution / active EE | $3,160 | $5,620-43.8% | $4,952-36.2% | $4,741-33.4% |
| Participant deferral / active EE | $5,467 | $6,447-15.2% | $5,638-3.0% | $6,401-14.6% |
| Admin fee / account holder | $553 | $18,094-96.9% | $14,677-96.2% | $11,429-95.2% |