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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,519 | $84,236+7.5% | $170,435-46.9% | $70,126+29.1% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 724.62% | 23.06%+701.6pp | 205.94%+518.7pp | 73.15%+651.5pp |
| Employer contribution / active EE | $5,877 | $3,387+73.5% | $5,432+8.2% | $2,343+150.9% |
| Participant deferral / active EE | $11,220 | $3,086+263.6% | $4,939+127.1% | $3,332+236.7% |
| Admin fee / account holder | $559 | $5,698-90.2% | $13,881-96.0% | $4,645-88.0% |