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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,547 | $165,399-74.3% | $149,745-71.6% | $158,982-73.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 29.73% | 348.34%-318.6pp | 276.72%-247.0pp | 302.99%-273.3pp |
| Employer contribution / active EE | $3,842 | $5,105-24.7% | $4,646-17.3% | $4,763-19.3% |
| Participant deferral / active EE | $6,598 | $7,183-8.1% | $6,843-3.6% | $5,983+10.3% |
| Admin fee / account holder | $1,432 | $10,811-86.8% | $9,312-84.6% | $11,252-87.3% |