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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,847 | $81,208-86.6% | $98,920-89.0% | $79,856-86.4% |
| Participation rate | 37.0% | 72.5%-35.5pp | 76.0%-39.0pp | 69.6%-32.6pp |
| Annual return | 22.39% | 60.99%-38.6pp | 196.47%-174.1pp | 31.71%-9.3pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,164 | $3,265-33.7% | $4,245-49.0% | $3,741-42.1% |
| Admin fee / account holder | $108 | $6,013-98.2% | $6,643-98.4% | $5,306-98.0% |