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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,770 | $211,946-61.9% | $169,452-52.3% | $135,380-40.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -10.72% | 3.26%-14.0pp | 1.83%-12.6pp | 519.81%-530.5pp |
| Employer contribution / active EE | $12,023 | $5,117+135.0% | $4,157+189.2% | $4,779+151.6% |
| Participant deferral / active EE | $4,420 | $6,075-27.2% | $5,277-16.2% | $5,609-21.2% |
| Admin fee / account holder | $627 | $11,472-94.5% | $9,110-93.1% | $10,828-94.2% |