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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,487 | $104,953-86.2% | $84,637-82.9% | $152,909-90.5% |
| Participation rate | 91.7% | 74.8%+16.8pp | 68.2%+23.4pp | 82.5%+9.2pp |
| Annual return | 0.12% | 373.94%-373.8pp | 258.82%-258.7pp | 345.46%-345.3pp |
| Employer contribution / active EE | $0 | $3,304-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $757 | $4,691-83.9% | $3,900-80.6% | $5,851-87.1% |
| Admin fee / account holder | $2,995 | $6,244-52.0% | $4,914-39.1% | $11,601-74.2% |