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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,900 | $65,364-63.4% | $92,909-74.3% | $72,975-67.2% |
| Participation rate | 34.7% | 68.3%-33.6pp | 76.0%-41.3pp | 69.5%-34.8pp |
| Annual return | 55.44% | 42.11%+13.3pp | 109.44%-54.0pp | 81.01%-25.6pp |
| Employer contribution / active EE | $1,429 | $2,594-44.9% | $3,653-60.9% | $2,440-41.4% |
| Participant deferral / active EE | $2,330 | $3,128-25.5% | $4,238-45.0% | $3,608-35.4% |
| Admin fee / account holder | $572 | $4,251-86.5% | $5,795-90.1% | $5,124-88.8% |