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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,122 | $63,845-24.6% | $81,370-40.9% | $80,959-40.6% |
| Participation rate | 87.8% | 63.9%+23.9pp | 69.5%+18.2pp | 67.7%+20.1pp |
| Annual return | 11.77% | 16.37%-4.6pp | 24.85%-13.1pp | 35.67%-23.9pp |
| Employer contribution / active EE | $2,970 | $1,980+50.0% | $2,464+20.6% | $2,757+7.7% |
| Participant deferral / active EE | $4,001 | $3,093+29.4% | $3,885+3.0% | $4,300-7.0% |
| Admin fee / account holder | $1,955 | $5,688-65.6% | $5,749-66.0% | $6,925-71.8% |