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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,089 | $169,361-35.6% | $129,397-15.7% | $145,877-25.2% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.6%-3.0pp | 80.3%-13.6pp |
| Annual return | 20.64% | 14395.54%-14374.9pp | 9453.98%-9433.3pp | 551.28%-530.6pp |
| Employer contribution / active EE | $3,886 | $5,542-29.9% | $4,154-6.5% | $4,663-16.7% |
| Participant deferral / active EE | $12,017 | $4,987+140.9% | $4,167+188.4% | $6,691+79.6% |
| Admin fee / account holder | $576 | $9,903-94.2% | $7,679-92.5% | $13,402-95.7% |