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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,831 | $138,076-54.5% | $123,553-49.1% | $135,380-53.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.41% | 153.70%-156.1pp | 119.21%-121.6pp | 519.81%-522.2pp |
| Employer contribution / active EE | $5,686 | $5,152+10.4% | $4,628+22.9% | $4,779+19.0% |
| Participant deferral / active EE | $11,370 | $6,800+67.2% | $6,426+76.9% | $5,609+102.7% |
| Admin fee / account holder | $1,943 | $10,917-82.2% | $9,284-79.1% | $10,828-82.1% |