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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,649 | $135,956-4.6% | $123,894+4.6% | $273,972-52.7% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 13.40% | 56.63%-43.2pp | 47.52%-34.1pp | 41.46%-28.1pp |
| Employer contribution / active EE | $16,990 | $5,170+228.6% | $4,617+268.0% | $4,869+249.0% |
| Participant deferral / active EE | $11,327 | $6,343+78.6% | $5,984+89.3% | $5,287+114.2% |
| Admin fee / account holder | $620 | $9,817-93.7% | $8,357-92.6% | $10,133-93.9% |