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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,690 | $209,336+34.1% | $197,124+42.4% | $137,256+104.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 8.70% | 48.09%-39.4pp | 44.34%-35.6pp | 220.34%-211.6pp |
| Employer contribution / active EE | $35,063 | $6,591+432.0% | $6,227+463.0% | $4,156+743.7% |
| Participant deferral / active EE | $18,562 | $9,614+93.1% | $9,135+103.2% | $6,407+189.7% |
| Admin fee / account holder | $290,836 | $17,308+1580.4% | $16,298+1684.5% | $12,270+2270.3% |