Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,537 | $154,193-92.5% | $130,045-91.1% | $139,466-91.7% |
| Participation rate | 22.7% | 82.0%-59.2pp | 78.5%-55.8pp | 80.3%-57.6pp |
| Annual return | 15.29% | 32.51%-17.2pp | -137.30%+152.6pp | 373.66%-358.4pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $919 | $6,709-86.3% | $5,820-84.2% | $6,712-86.3% |
| Admin fee / account holder | $1,153 | $13,989-91.8% | $10,600-89.1% | $11,409-89.9% |