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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,045 | $148,623+36.6% | $135,974+49.3% | $139,466+45.6% |
| Participation rate | 84.6% | 83.9%+0.8pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 16.97% | 79.30%-62.3pp | 68.30%-51.3pp | 373.66%-356.7pp |
| Employer contribution / active EE | $5,589 | $5,246+6.5% | $4,859+15.0% | $4,754+17.6% |
| Participant deferral / active EE | $9,837 | $8,103+21.4% | $7,760+26.8% | $6,712+46.6% |
| Admin fee / account holder | $6,713 | $12,406-45.9% | $10,767-37.6% | $11,409-41.2% |