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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,121 | $104,694+35.7% | $85,709+65.8% | $167,536-15.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 3.78% | 21.45%-17.7pp | 21.49%-17.7pp | 478.82%-475.0pp |
| Employer contribution / active EE | $2,405 | $3,337-28.0% | $2,619-8.2% | $4,839-50.3% |
| Participant deferral / active EE | $9,771 | $4,826+102.5% | $3,924+149.0% | $6,342+54.1% |
| Admin fee / account holder | $5,777 | $10,035-42.4% | $6,876-16.0% | $12,315-53.1% |