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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,408 | $114,712-48.2% | $173,730-65.8% | $87,485-32.1% |
| Participation rate | 66.7% | 73.0%-6.3pp | 79.6%-12.9pp | 68.9%-2.3pp |
| Annual return | 17.28% | 20.18%-2.9pp | 19.96%-2.7pp | 26.06%-8.8pp |
| Employer contribution / active EE | $1,576 | $2,904-45.7% | $4,577-65.6% | $2,596-39.3% |
| Participant deferral / active EE | $2,848 | $4,642-38.6% | $6,326-55.0% | $4,274-33.4% |
| Admin fee / account holder | $925 | $10,210-90.9% | $17,523-94.7% | $7,775-88.1% |