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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,408 | $108,825-45.4% | $156,181-62.0% | $82,448-27.9% |
| Participation rate | 66.7% | 72.4%-5.7pp | 78.8%-12.2pp | 68.1%-1.4pp |
| Annual return | 17.28% | 20.59%-3.3pp | 64.87%-47.6pp | 41.64%-24.4pp |
| Employer contribution / active EE | $1,576 | $2,870-45.1% | $4,294-63.3% | $2,551-38.2% |
| Participant deferral / active EE | $2,848 | $4,577-37.8% | $6,132-53.6% | $4,139-31.2% |
| Admin fee / account holder | $925 | $9,341-90.1% | $14,586-93.7% | $7,234-87.2% |