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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $635,109 | $169,361+275.0% | $129,397+390.8% | $145,877+335.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 8.38% | 14395.54%-14387.2pp | 9453.98%-9445.6pp | 551.28%-542.9pp |
| Employer contribution / active EE | $49,256 | $5,542+788.8% | $4,154+1085.7% | $4,663+956.3% |
| Participant deferral / active EE | $37,835 | $4,987+658.6% | $4,167+807.9% | $6,691+465.5% |
| Admin fee / account holder | $748 | $9,903-92.5% | $7,679-90.3% | $13,402-94.4% |