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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,311 | $105,158+9.7% | $94,672+21.8% | $139,487-17.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 9.23% | 38.11%-28.9pp | 156.89%-147.7pp | 373.84%-364.6pp |
| Employer contribution / active EE | $1,981 | $4,107-51.8% | $3,673-46.1% | $4,755-58.3% |
| Participant deferral / active EE | $3,963 | $7,599-47.8% | $7,417-46.6% | $6,713-41.0% |
| Admin fee / account holder | $16,553 | $8,972+84.5% | $7,222+129.2% | $11,407+45.1% |