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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,837 | $69,977-33.1% | $108,582-56.9% | $62,881-25.5% |
| Participation rate | 53.6% | 72.9%-19.3pp | 79.6%-25.9pp | 69.3%-15.7pp |
| Annual return | 8.06% | 10.73%-2.7pp | -51.70%+59.8pp | 20.14%-12.1pp |
| Employer contribution / active EE | $1,198 | $2,135-43.9% | $3,758-68.1% | $2,281-47.5% |
| Participant deferral / active EE | $2,366 | $3,165-25.2% | $4,311-45.1% | $3,203-26.1% |
| Admin fee / account holder | $19 | $5,076-99.6% | $7,645-99.8% | $4,296-99.6% |