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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,565 | $72,465+30.5% | $67,575+39.9% | $145,884-35.2% |
| Participation rate | 73.7% | 76.9%-3.2pp | 72.9%+0.8pp | 80.3%-6.6pp |
| Annual return | 10.60% | 7222.56%-7212.0pp | 3528.98%-3518.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $2,849 | $3,074-7.3% | $2,736+4.1% | $4,662-38.9% |
| Participant deferral / active EE | $9,838 | $4,786+105.6% | $4,003+145.7% | $6,690+47.1% |
| Admin fee / account holder | $2,011 | $5,515-63.5% | $3,993-49.6% | $13,392-85.0% |