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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,833 | $152,612-87.7% | $125,192-85.0% | $152,897-87.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 41.61% | 54.85%-13.2pp | 43.79%-2.2pp | 345.43%-303.8pp |
| Employer contribution / active EE | $4,536 | $4,947-8.3% | $3,866+17.3% | $4,764-4.8% |
| Participant deferral / active EE | $4,651 | $5,868-20.7% | $4,937-5.8% | $5,851-20.5% |
| Admin fee / account holder | $936 | $13,437-93.0% | $9,704-90.4% | $11,599-91.9% |