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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,212 | $165,381-4.9% | $149,730+5.0% | $158,966-1.1% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 9.81% | 348.29%-338.5pp | 276.70%-266.9pp | 302.95%-293.1pp |
| Employer contribution / active EE | $782 | $5,104-84.7% | $4,645-83.2% | $4,762-83.6% |
| Participant deferral / active EE | $3,783 | $7,182-47.3% | $6,843-44.7% | $5,983-36.8% |
| Admin fee / account holder | $835 | $10,809-92.3% | $9,310-91.0% | $11,250-92.6% |