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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,511 | $138,114+3.9% | $125,391+14.5% | $134,545+6.7% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -22.89% | 750.88%-773.8pp | 572.41%-595.3pp | 418.37%-441.3pp |
| Employer contribution / active EE | $1,862 | $5,246-64.5% | $4,816-61.3% | $4,742-60.7% |
| Participant deferral / active EE | $7,916 | $7,801+1.5% | $7,448+6.3% | $6,401+23.7% |
| Admin fee / account holder | $83 | $11,570-99.3% | $10,009-99.2% | $11,431-99.3% |