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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,929 | $160,070+4.3% | $147,117+13.5% | $145,897+14.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 18.64% | 98.69%-80.1pp | 420.54%-401.9pp | 552.29%-533.7pp |
| Employer contribution / active EE | $4,592 | $5,285-13.1% | $4,932-6.9% | $4,663-1.5% |
| Participant deferral / active EE | $12,165 | $8,419+44.5% | $8,065+50.8% | $6,689+81.9% |
| Admin fee / account holder | $1,440 | $15,035-90.4% | $12,993-88.9% | $13,390-89.2% |