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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,074 | $175,231-81.1% | $149,696-77.9% | $139,466-76.3% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.86% | 166.77%-148.9pp | 134.46%-116.6pp | 373.66%-355.8pp |
| Employer contribution / active EE | $2,089 | $5,478-61.9% | $4,821-56.7% | $4,754-56.1% |
| Participant deferral / active EE | $6,579 | $6,521+0.9% | $5,682+15.8% | $6,712-2.0% |
| Admin fee / account holder | $413 | $16,155-97.4% | $13,212-96.9% | $11,409-96.4% |