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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,729 | $166,268+95.3% | $165,100+96.7% | $145,897+122.6% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 15.58% | 100.52%-84.9pp | 70.21%-54.6pp | 552.29%-536.7pp |
| Employer contribution / active EE | $19,252 | $5,284+264.4% | $4,348+342.8% | $4,663+312.9% |
| Participant deferral / active EE | $17,756 | $6,964+155.0% | $6,035+194.2% | $6,689+165.4% |
| Admin fee / account holder | $2,851 | $16,659-82.9% | $12,696-77.5% | $13,390-78.7% |