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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,729 | $166,131+95.5% | $164,975+96.8% | $145,877+122.6% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 15.58% | 100.37%-84.8pp | 70.12%-54.5pp | 551.28%-535.7pp |
| Employer contribution / active EE | $19,252 | $5,276+264.9% | $4,343+343.3% | $4,663+312.9% |
| Participant deferral / active EE | $17,756 | $6,962+155.0% | $6,033+194.3% | $6,691+165.4% |
| Admin fee / account holder | $2,851 | $16,648-82.9% | $12,688-77.5% | $13,402-78.7% |