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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,169 | $106,280-37.7% | $96,538-31.5% | $139,487-52.6% |
| Participation rate | 82.6% | 77.8%+4.8pp | 74.3%+8.3pp | 80.3%+2.3pp |
| Annual return | 16.95% | 38.48%-21.5pp | 35.74%-18.8pp | 373.84%-356.9pp |
| Employer contribution / active EE | $11,264 | $4,107+174.3% | $3,740+201.2% | $4,755+136.9% |
| Participant deferral / active EE | $7,194 | $5,457+31.8% | $4,880+47.4% | $6,713+7.2% |
| Admin fee / account holder | $1,494 | $7,888-81.1% | $6,737-77.8% | $11,407-86.9% |