Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,631 | $57,119-74.4% | $85,187-82.8% | $80,935-81.9% |
| Participation rate | 18.1% | 56.4%-38.4pp | 67.5%-49.5pp | 67.7%-49.6pp |
| Annual return | -3.86% | 21.70%-25.6pp | 66.67%-70.5pp | 35.66%-39.5pp |
| Employer contribution / active EE | $322 | $1,802-82.1% | $2,732-88.2% | $2,757-88.3% |
| Participant deferral / active EE | $1,180 | $3,115-62.1% | $4,525-73.9% | $4,299-72.6% |
| Admin fee / account holder | $2,430 | $4,990-51.3% | $6,162-60.6% | $6,924-64.9% |