Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $64,720 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $46,338 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,051 | $56,638+16.6% | $169,390-61.0% | $74,460-11.3% |
| Participation rate | 62.8% | 67.5%-4.7pp | 77.2%-14.3pp | 70.7%-7.9pp |
| Annual return | 15.14% | 24.75%-9.6pp | 406.07%-390.9pp | 34.38%-19.2pp |
| Employer contribution / active EE | $1,506 | $2,027-25.7% | $4,013-62.5% | $2,638-42.9% |
| Participant deferral / active EE | $3,156 | $4,223-25.3% | $6,222-49.3% | $4,530-30.3% |
| Admin fee / account holder | $342 | $307+11.5% | $9,015-96.2% | $348-1.7% |